Does Affirm Charge Interest & Fees?Updated 4 months ago

Affirm does not charge fees but will charge annual percentage rates (APR).

"Your rate will be [Insert your applicable APR financing offer (e.g 0% APR or 10-36% APR)] based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required."

Interest: At checkout, Affirm will always show the total amount of interest you’ll pay and we never charge more beyond that. This way, you always know what you’re getting into.

No fees: Affirm does not charge late fees, service fees, prepayment fees, or any hidden fees.